@font-face {
  font-family: "Montserrat";
  src: url("../fonts/montserrat/Montserrat-VariableFont_wght.ttf") format("truetype-variations");
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Montserrat";
  src: url("../fonts/montserrat/Montserrat-Italic-VariableFont_wght.ttf") format("truetype-variations");
  font-weight: 100 900;
  font-style: italic;
  font-display: swap;
}

@font-face {
  font-family: "Libre Baskerville";
  src: url("../fonts/libre-baskerville/LibreBaskerville-VariableFont_wght.ttf") format("truetype-variations");
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Libre Baskerville";
  src: url("../fonts/libre-baskerville/LibreBaskerville-Italic-VariableFont_wght.ttf") format("truetype-variations");
  font-weight: 400 700;
  font-style: italic;
  font-display: swap;
}

:root {
  --container-max: 1560px;
  --section-max: 1440px;
  --header-height: 90px;
  --main-padding-x: 24px;
  --main-padding-y: 32px;
  --main-max-width: 1200px;
  --footer-primary: #008f83;
  --footer-shape: #05554c;
  --footer-shape-dark: #0f332e;
  --footer-line: rgba(255, 255, 255, 0.82);
  --font-title: 'Libre Baskerville';
  --font-text: 'Montserrat';
  --color-teal:        #06554c;   /* verde de las formas y el logo */
  --color-teal-dark:   #101d1a;
  --verde-claro:#A6D3CB;
  --color-overlay:     rgba(24, 34, 32, 0.55); /* velo oscuro verdoso */
  --color-white:       #ffffff;
  --gris-caja: #f2f3f4;
  --color-gray:#EDEFEE;

    --verde:        #3b8f7b;
    --verde-hover:  #327a69;
    --verde-chevron:#2e8b76;
    --negro:        #14201c;
    --negro-hover:  #223029;
    --texto:        #1a1a1a;
    --deco:         #f1f3f2;
    --radio-pill:   999px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Montserrat", Arial, sans-serif;
  color: #202020;
  background: #ffffff;
}

.main {
  min-height: calc(100dvh - var(--header-height));
}

.main-container {
  padding: var(--main-padding-y) var(--main-padding-x);
  max-width: var(--main-max-width);
  margin: 0 auto;
}

a {
  color: inherit;
  text-decoration: none;
}

.demo-content {
  min-height: 45vh;
  display: grid;
  place-items: center;
  padding: 40px;
}

/* =========================
   FOOTER
========================= */

.trust-footer {
  position: relative;
  min-height: 520px;
  overflow: hidden;
  padding: 85px 6vw 125px;
  color: var(--color-white);
  background: var(--color-teal-dark);
}

.footer-content {
  position: relative;
  z-index: 3;
  width: min(100%, var(--section-max));
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.15fr 0.95fr 1.25fr;
  gap: clamp(55px, 5.5vw, 125px);
  align-items: start;
}

/* Marca */

.footer-brand {
  min-height: 280px;
  display: flex;
  align-items: center;
}

.brand-lockup {
  display: flex;
  align-items: center;
  gap: 30px;
}

.brand-lockup__link {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.footer-libro-reclamaciones {
  width: calc(.25rem * 55);
  border-radius: .25rem;
  margin-top: 16px;
}

.footer-entidad-autorizada {
  width: 320px;
  max-width: 100%;
  height: auto;
}

.brand-symbol {
  flex: 0 0 auto;
  width: clamp(118px, 7.6vw, 154px);
  height: auto;
}

.brand-name {
  font-family: var(--font-text), serif;
  font-size: clamp(56px, 5vw, 91px);
  line-height: 0.84;
  letter-spacing: -2px;
}

.brand-subtitle {
  margin-top: 16px;
  font-family: var(--font-text), serif;
  font-size: clamp(15px, 1.28vw, 25px);
  font-weight: 600;
  letter-spacing: 4px;
  white-space: nowrap;
}

/* Navegación */

.footer-navigation h2,
.footer-contact h2 {
  margin: 0;
  font-size: clamp(28px, 1.55vw, 32px);
  font-weight: 600;
  font-family: "Libre Baskerville";
}

.footer-title-line {
  display: block;
  width: 240px;
  max-width: 100%;
  height: 2px;
  margin: 12px 0 24px;
  background: var(--footer-line);
}

.footer-navigation ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.footer-navigation li + li {
  margin-top: 16px;
}

.footer-navigation a {
  display: inline-block;
  font-size: clamp(16px, 1.15vw, 20px);
  line-height: 1.2;
  font-weight: 600;
  transition: color 180ms ease, transform 180ms ease;
  font-family: "Montserrat";
}

.footer-navigation li:first-child a {
  /* Alinea "Nosotros" con el texto del primer contact-row (icono/padding lo desplazan hacia abajo) */
  padding-top: 15px;
}

.footer-navigation a:hover,
.footer-navigation a:focus-visible {
  color: var(--footer-primary);
  transform: translateX(5px);
}

/* Contacto */

.footer-contact {
  width: 100%;
}

.contact-row {
  display: grid;
  grid-template-columns: 45px minmax(0, 1fr);
  align-items: center;
  min-height: 52px;
}

.contact-icon {
  display: grid;
  place-items: start;
  color: var(--footer-primary);
  font-size: 35px;
}

.contact-text {
  min-width: 0;
  padding: 12px 0;
  font-size: clamp(16px, 1.15vw, 20px);
  line-height: 1.25;
  font-weight: 600;
  overflow-wrap: anywhere;
  border-bottom: 2px solid var(--footer-line);
}

.contact-row:hover .contact-text,
.contact-row:focus-visible .contact-text {
  color: var(--footer-primary);
}

.social-links {
  display: flex;
  justify-content: center;
  gap: clamp(22px, 2.1vw, 38px);
  margin-top: 30px;
}

.social-links a {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--color-white);
  background: var(--footer-primary);
  font-size: 26px;
  transition: transform 180ms ease, filter 180ms ease;
}

.social-links a:hover,
.social-links a:focus-visible {
  transform: translateY(-4px);
  filter: brightness(1.12);
}

.social-links a .social-icon {
  width: 20px;
  height: 20px;
}

/* Formas inferiores */

.footer-shape {
  position: absolute;
  inset: auto 0 0;
  height: 100px;
  pointer-events: none;
}

.footer-shape-primary {
  z-index: 1;
  background: var(--footer-shape);
  clip-path: polygon(0 0, 56% 36%, 100% 63.2%, 100% 100%, 0 100%);
}

.footer-shape-secondary {
  z-index: 2;
  background: var(--footer-shape-dark);
  clip-path: polygon(56% 36%, 100% 0, 100% 63.2%);
}

.footer-copyright {
  position: absolute;
  z-index: 4;
  left: 6.5vw;
  bottom: 26px;
  margin: 0;
  color:  #8dc8c4;
  font-size: clamp(15px, 0.9vw, 25px);
  line-height: 1.2;
  font-weight: 600;
}

/* HEADER */

/* ============================================================
   Trust Sociedad Titulizadora — Hero "Fideicomisos de titulización"
   Header y fondo del hero son capas/componentes independientes.
   ============================================================ */
/* ============================================================
   HEADER — componente independiente, fijo sobre el hero
   ============================================================ */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 100;
  background: transparent;
  transition: background-color .35s ease, box-shadow .35s ease;
}

/* Estado al hacer scroll (lo agrega script.js) */
.site-header.is-scrolled {
  background: var(--color-teal);
  box-shadow: 0 2px 18px rgba(0, 0, 0, .35);
}

.header__inner {
  max-width: var(--container-max);
  margin: 0 auto;
  height: var(--header-height);
  padding: 0 50px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

/* --- Logo --- */
.logo {
  display: flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
  color: var(--color-white);
  flex-shrink: 0;
}

.logo__icon {
  /* width: 46px; */
  height: 56px;
  color: var(--color-white);
}

.logo__icon svg { width: 100%; height: 100%; display: block; }

.logo__text { display: flex; flex-direction: column; line-height: 1.1; }

.logo__name {
  font-family: var(--font-title);
  font-size: 30px;
  font-weight: 500;
  letter-spacing: 4px;
}

.logo__tagline {
  font-size: 10.5px;
  letter-spacing: 2.5px;
  font-weight: 400;
  opacity: .9;
}

/* --- Navegación --- */
.main-nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 32px;
}

.main-nav a {
  position: relative;
  display: inline-block;
  padding: 8px 0;
  color: var(--color-white);
  text-decoration: none;
  font-size: 18px;
  font-weight: 600;
  white-space: nowrap;
  transition: opacity .25s ease;
}

.main-nav a:hover { opacity: .75; }

/* Subrayado del ítem activo (y en hover) */
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 2px;
  background: var(--color-white);
  transform: scaleX(0);
  transform-origin: left center;
  transition: transform .3s ease;
}

.main-nav a.is-active::after,
.main-nav a:hover::after { transform: scaleX(1); }

.mobile-nav-logo { display: none; }

/* --- Botón hamburguesa (móvil) --- */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 6px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  z-index: 110;
}

.nav-toggle span {
  width: 28px;
  height: 2.5px;
  background: var(--color-white);
  border-radius: 2px;
  transition: transform .3s ease, opacity .3s ease;
}

.nav-toggle.is-open span:nth-child(1) { transform: translateY(8.5px) rotate(45deg); }
.nav-toggle.is-open span:nth-child(2) { opacity: 0; }
.nav-toggle.is-open span:nth-child(3) { transform: translateY(-8.5px) rotate(-45deg); }

/* ============================================================
   HERO — imagen de fondo como capa separada
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  isolation: isolate;
}

/* Capa 1: imagen (independiente del header y del contenido) */
.hero__bg {
  position: absolute;
  inset: 0;
  z-index: -3;
}

.hero__bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: grayscale(100%); /* la foto se ve en blanco y negro sin editar la imagen */
}

/* Capa 2: overlay */
.hero__overlay {
  position: absolute;
  inset: 0;
  z-index: -2;
  background: rgba(10, 16, 14, .56);
}

/* Capa 3: formas geométricas teal (motivo de "flecha" del logo) */
.hero__shapes {
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
}

.hero__shape {
  position: absolute;
  width: 250px;
  height: auto;
}

.hero__shape--left {
  left: -40px;
  bottom: 8%;
}

.hero__shape--right {
  right: -40px;
  top: 10%;
}

/* Capa 4: contenido */
.hero__content {
  text-align: center;
  padding: 0 24px;
  max-width: 1300px;
}

.hero__title {
  font-family: var(--font-title);
  font-weight: 500;
  font-size: clamp(28px, 4.5vw, 76px);
  line-height: 1.15;
  padding-bottom: 28px;
  border-bottom: 2px solid var(--color-white);
    color: #fff;
  /* animación de entrada (script.js quita la clase) */
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .9s ease, transform .9s ease;
}

.hero__title.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   Revelado suave de secciones al hacer scroll
   (hero, hero_section, cta-banner, iv-intro, contacto-hero,
   ubicanos y objetivo-banner quedan fuera: no llevan esta animación)
   ============================================================ */
main.main > section:not(.hero):not(.hero_section):not(.cta-banner):not(.iv-intro):not(.contacto-hero):not(.ubicanos):not(.objetivo-banner) {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .8s ease, transform .8s ease;
}

main.main > section:not(.hero):not(.hero_section):not(.cta-banner):not(.iv-intro):not(.contacto-hero):not(.ubicanos):not(.objetivo-banner).is-revealed {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  main.main > section:not(.hero):not(.hero_section):not(.cta-banner):not(.iv-intro):not(.contacto-hero):not(.ubicanos):not(.objetivo-banner) {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

/* ============================================================
   Contenido de ejemplo
   ============================================================ */
.page-content {
  background: #f5f5f3;
  color: #1c2422;
  padding: 120px 40px;
}

.page-content h2 {
  font-family: var(--font-title);
  font-size: 36px;
  margin-bottom: 16px;
}

.page-content p { max-width: 680px; line-height: 1.7; }

  .faq-section {
    position: relative;
    z-index: 0;
    max-width: var(--main-max-width);
    margin: 0 auto;
    padding: 70px 20px 50px;
    overflow: hidden;
  }

  /* Flecha decorativa (esquina superior derecha) */
  .faq-section::before {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 180px;
    height: 180px;
    background: url('/images/flecha-1.webp') no-repeat center / contain;
    pointer-events: none;
  }

  /* Triángulos decorativos (esquina inferior izquierda) */
  .faq-watermark-left {
    position: absolute;
    left: 0;
    bottom: 0;
    width: 320px;
    height: 320px;
    z-index: -1;
    object-fit: contain;
    object-position: left bottom;
    pointer-events: none;
  }

  .faq-title-wrap {
    width: fit-content;
    max-width: 100%;
    margin-bottom: 60px;
  }

  .faq-title {
    font-family: var(--font-title), serif;
    font-size: clamp(2rem, 4.2vw, 2.5rem);
    font-weight: 500;
    color: var(--color-teal);
    margin-bottom: 14px;
  }

  .faq-title-line {
    width: 100%;
    border-top: 3px solid var(--color-teal);
  }

  .faq-item {
    background: var( --color-teal);
    border-radius: 30px 30px 0px 0px;
    margin-bottom: 25px;
    overflow: hidden;
    transition: box-shadow 0.3s ease;
  }

  .faq-item:hover {
    box-shadow: 0 6px 20px rgba(36, 83, 74, 0.25);
  }

  .faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 25px 40px;
    text-align: left;
    color: var(--color-white);
    font-family: var(--font-text);
    font-size: 1.25rem;
    font-weight: 700;
    letter-spacing: 0.02em;
  }

  .faq-icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    border: 2px solid var(--color-white);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    transition: transform 0.3s ease;
  }

  .faq-icon::before,
  .faq-icon::after {
    content: "";
    position: absolute;
    background: var(--color-white);
    transition: transform 0.3s ease;
  }

  .faq-icon::before { width: 20px; height: 2px; }
  .faq-icon::after  { width: 2px;  height: 20px; }

  /* Estado abierto: el "+" se convierte en "−" */
  .faq-item.open .faq-icon::after { transform: scaleY(0); }
  .faq-item.open .faq-icon { transform: rotate(180deg); }

  .faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
  }

  .faq-answer-content {
    padding: 0 40px 34px;
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.05rem;
    font-weight: 400;
    line-height: 1.7;
  }

  /* ===== Sección Beneficios ===== */
  .beneficios {
    position: relative;
    margin: 0px auto;
    padding: 70px 20px 50px;
    overflow: hidden;
    max-width: var(--main-max-width);
  }

  /* Marca decorativa superior izquierda */
  .beneficios__marca {
    position: absolute;
    top: 0;
    left: 0;
    width: 190px;
    height: 185px;
    z-index: 0;
    pointer-events: none;
  }
  .beneficios__marca img {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: contain;
  }

  .beneficios__inner {
    position: relative;
    z-index: 1;
    margin: 0 auto;
  }

  .fideicomisio__titulo {
    font-family: var(--font-title), serif;
    font-weight: 500;
    font-size: clamp(2.2rem, 4.5vw, 3.2rem);
    color: var(--color-teal);
    text-align: center;
    width: fit-content;
    max-width: 85%;
    margin: 0 auto 64px;
  }

  .fideicomisio__titulo::after {
    content: "";
    display: block;
    width: 100%;
    height: 3px;
    background: var(--color-teal);
    margin: 15px auto 0;
  }

  .beneficios__titulo {
    font-family: var(--font-title), serif;
    font-weight: 500;
    font-size: clamp(2.2rem, 4.5vw, 3.2rem);
    color: var(--color-teal);
    text-align: center;
    width: fit-content;
    max-width: 85%;
    margin: 0 auto;
  }

  .beneficios__titulo::after {
    content: "";
    display: block;
    width: 100%;
    height: 3px;
    background: var(--color-teal);
    margin: 12px auto 0;
  }

  /* ===== Tarjetas ===== */
  .beneficios__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 55px;
  }

  .card {
    display: flex;
    flex-direction: column;
  }

  .card__head {
    background: var(--verde);
    color: #fff;
    border-radius: 12px 40px 0 0;
    min-height: 126px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px 28px;
    text-align: center;
  }

  .card__head h3 {
    font-size: 1.35rem;
    font-weight: 700;
    line-height: 1.3;
  }

  .card__body {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 36px 30px 0;
    text-align: center;
  }

  .card__body p {
    color: var(--color-teal-dark);
    font-size: 0.92rem;
    font-weight: 500;
    line-height: 1.45;
    max-width: 300px;
    margin: 0 auto;
  }

  .card__linea {
    height: 3px;
    background: var(--verde);
    margin-top: 36px;
  }

  /* ===== CTA ===== */
  .cta {
    margin-top: 110px;
    text-align: center;
  }

  .cta__flechas {
    color: var(--color-teal);
    font-size: 1.5rem;
    font-weight: 700;
    letter-spacing: 3px;
    user-select: none;
  }

  .cta__texto {
    max-width: 900px;
    margin: 34px auto 0;
    font-size: 1.25rem;
    font-weight: 500;
    line-height: 1.5;
    color: var(--color-overlay);
  }

  .cta__boton {
    display: inline-block;
    margin-top: 42px;
    background: var(--color-overlay);
    color: var(--white);
    font-family: var(--font-text), sans-serif;
    font-size: 1rem;
    font-weight: 700;
    padding: 15px 60px;
    border: none;
    border-radius: 999px;
    cursor: pointer;
    text-decoration: none;
    transition: background 0.25s ease, transform 0.15s ease;
  }

  .cta__boton:hover {
    background: var(--color-teal-dark);
    transform: translateY(-2px);
  }

  /* ===== Sección Participantes ===== */
  .participantes {
    background: var(--color-teal-dark);
    padding: 90px 24px;
  }

  .participantes__inner {
    max-width: 1160px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 60px;
  }

  /* Título dentro de la píldora con borde teal */
  .participantes__titulo-wrap {
    display: flex;
    justify-content: center;
  }

  .participantes__titulo {
    font-family: var(--font-title), serif;
    font-weight: 500;
    font-size: clamp(2.2rem, 4vw, 3.1rem);
    color: var(--color-white);
    border: 1.5px solid var(--color-teal);
    border-radius: 999px;
    padding: 22px 46px;
    white-space: nowrap;
  }

  /* Lista con viñetas teal */
  .participantes__lista {
    list-style: none;
  }

  .participantes__lista li {
    position: relative;
    color: var(--color-white);
    font-size: 1.25rem;
    font-weight: 600;
    padding-left: 44px;
    line-height: 1.35;
  }

  .participantes__lista li + li {
    margin-top: 26px;
  }

  .participantes__lista li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0.42em;
    width: 13px;
    height: 13px;
    border-radius: 50%;
    background: var(--color-teal);
  }

  .seccion-pasos {
    position: relative;
    max-width: 1280px;
    margin: 0 auto;
    padding: 60px 24px 0;
    overflow: hidden;
  }

  /* ---- Decoración: círculos concéntricos ---- */
  .circulos-decorativos {
    position: absolute;
    right: -10%;
    bottom: 15%;
    width: 55%;
    max-width: 700px;
    opacity: 0.5;
    pointer-events: none;
    z-index: 0;
  }

  /* ---- Grid de pasos ---- */
  .pasos-grid {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px 60px;
    justify-items: center;
  }

  .paso {
    text-align: center;
    max-width: 380px;
  }

  .paso--centrado {
    grid-column: 1 / -1;
  }

  .paso__numero {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: var(--color-teal);
    color: var(--color-white);
    font-size: 1.4rem;
    font-weight: 700;
    margin-bottom: 18px;
  }

  .paso__titulo {
    color: var(--color-teal);
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 16px;
  }

  .paso__texto {
    font-size: 1.05rem;
    line-height: 1.55;
    color: var(--color-overlay);
  }

  /* ---- Imagen inferior ---- */
  .pasos-imagen {
    position: relative;
    z-index: 1;
    margin-top: -40px; /* deja que la foto se acerque al texto como en el diseño */
    display: block;
    width: 100%;
  }

  /* Ondas decorativas detrás de la foto */
  .pasos-imagen::before {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 100%;
    max-width: 1050px;
    aspect-ratio: 1247 / 1041;
    transform: translate(-50%, -50%);
    background: url('/images/recurso-2.webp') no-repeat center / contain;
    z-index: -1;
    pointer-events: none;
  }

  .pasos-imagen img {
    display: block;
    width: 100%;
    max-width: 1100px;
    margin: 0 auto;
    filter: grayscale(100%);
  }

.lamina{
    max-width: var(--main-max-width);
    margin:0 auto;
    padding:70px 20px 20px;
    position:relative;
  }

  /* ---------- Títulos ---------- */
  .titulo{
    font-family:var(--font-title);
    font-weight:600;
    color:var(--color-teal);
    font-size:clamp(2rem,4.2vw,2.5rem);
    line-height:1;
  }
  .titulo--derecha{text-align:right;}

  .titulo-wrap{width:fit-content;}
  .titulo-wrap--derecha{margin-left:auto;}
  .titulo-wrap--centro{margin-left:auto;margin-right:auto;text-align:center;}

  .regla{
    border:0;
    border-top:3px solid var(--color-teal);
    margin-top:24px;
  }
  .regla--izquierda{max-width:none;width:100%;}
  .regla--derecha{max-width:none;width:100%;}
  .regla--centro{max-width:none;width:100%;margin-left:auto;margin-right:auto;}

  /* ---------- Intro ---------- */
  .intro{
    display:grid;
    grid-template-columns:3fr 1fr;
    gap:70px;
    align-items:start;
  }
  .intro__texto{
    color:var(--color-teal-dark);
    font-size:1.2rem;
    line-height:1.72;
    padding: 25px 0;
  }
  .intro__caja{
    background:var(--gris-caja);
    padding:38px 40px;
    font-size:1.06rem;
    line-height:1.7;
  }

  /* ---------- Marca de agua ---------- */
  .marca{
    position:absolute;
    left:80px;
    top:430px;
    width:160px;
    height:145px;
    color:#e1e1e1;
    pointer-events:none;
  }
  .marca svg{width:100%;height:100%;display:block;}

  /* ---------- Variante orientada a la derecha ---------- */
  .intro--derecha{
    grid-template-columns:1fr 3fr;
  }
  .intro--derecha .intro__col{
    grid-column:2;
  }

  .intro__lista{
    list-style:none;
    color:var(--color-teal-dark);
    font-size:1.2rem;
    line-height:1.72;
    padding-bottom:40px;
  }
  .intro__lista li{
    position:relative;
    padding-left:28px;
  }
  .intro__lista li + li{
    margin-top:10px;
  }
  .intro__lista li::before{
    content:"";
    position:absolute;
    left:0;
    top:0.6em;
    width:9px;
    height:9px;
    border-radius:50%;
    background:var(--color-teal);
  }

  .marca--derecha{
    left:auto;
    right:80px;
    transform:scaleX(-1);
  }

  /* ---------- Sección usos ---------- */
  .usos{
    max-width: var(--main-max-width);
    margin: 0 auto;
    padding: 70px 20px 50px;
  }
  .usos--espaciado{
    max-width: var(--main-max-width);
    margin: 50px auto 50px;
    padding: 0 24px;
  }

  .tarjetas{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:32px;
    margin-top:66px;
  }

  .tarjetas--2col{
    grid-template-columns: 1fr 1fr;
  }

  .tarjeta--centrada{
    grid-column: 1 / -1;
    width: calc(50% - 12px);
    margin: 0 auto;
  }

  .tarjeta{
    display:flex;
    flex-direction:column;
    border-radius: 26px 0 26px 0;
    overflow:hidden;
    background:var(--verde-claro);
    opacity: 0;
    transform: translateY(28px);
    transition: opacity .7s ease, transform .7s ease;
  }
  .tarjeta.is-visible{
    opacity: 1;
    transform: translateY(0);
  }
  @media (prefers-reduced-motion: reduce) {
    .tarjeta{
      opacity: 1;
      transform: none;
      transition: none;
    }
  }
  .tarjeta__cabecera{
    background:var(--color-teal);
    color:#fff;
    text-align:center;
    font-weight:700;
    font-size:1.2rem;
    line-height:1.4;
    padding:26px 18px;
    border-radius: 26px 0 26px 0;
  }
  .tarjeta__cuerpo{
    flex:1;
    padding:26px 26px 30px;
    display:flex;
    flex-direction:column;
    gap:22px;
  }
  .tarjeta__texto{
    font-size:1rem;
        font-weight: 500;
  }
  .tarjeta__icono{
    margin-top:auto;
    align-self:center;
    color:var(--color-teal);
  }
  .tarjeta__icono svg{
    width:84px;height:64px;display:block;
    fill:none;stroke:currentColor;
    stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;
  }
  .tarjeta__icono img{
    width:84px;height:64px;display:block;
    object-fit:contain;
  }

   /* ---------- Hero ---------- */
  .hero_section {
    position: relative;
    overflow: hidden;
    padding: 26px 24px;
    text-align: center;
    background: var(--gris-caja);
  }

  .hero__inner {
    position: relative;
    z-index: 1;
    max-width: 1080px;
    margin: 0 auto;
  }

  /* Fila de chevrons superior */
  .hero__chevrons {
    display: block;
    width: 200px;
    height: 24px;
    margin: 0 auto 25px;
    color: var(--verde-chevron);
  }

  .hero__lead {
    margin: 0 auto 44px;
    max-width: 960px;
    font-size: clamp(1.2rem, 1.6vw, 2.1rem);
    font-weight: 500;
    line-height: 1.35;
    text-wrap: balance;
  }

  /* ---------- Botones ---------- */
  .hero__actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
  }

  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 34px;
    border: 0;
    border-radius: var(--radio-pill);
    font-family: inherit;
    font-size: 1.05rem;
    font-weight: 700;
    text-decoration: none;
    cursor: pointer;
    transition: background-color .2s ease, transform .2s ease;
  }

  .btn:focus-visible {
    outline: 3px solid var(--verde);
    outline-offset: 3px;
  }

  .btn--primario { background: var(--verde); color: #fff; }
  .btn--primario:hover { background: var(--verde-hover); }

  .btn--oscuro { background: var(--negro); color: #fff; }
  .btn--oscuro:hover { background: var(--negro-hover); }

  .btn:active { transform: translateY(1px); }

  /* ---------- Forma decorativa ---------- */
  .hero__deco {
    position: absolute;
    top: 25px;
    right: 25px;
    width: 150px;
    height: auto;
    color: var(--deco);
    pointer-events: none;
    z-index: 0;
  }

  /* ===== Sección Destacados (tarjetas de titulización) ===== */
  .destacados {
    max-width: var(--main-max-width);
    margin: 35px auto 15px;
    padding: 0 20px;
  }

  .destacados__marco {
    border: 3px solid #06554c;
    border-radius: 28px 0px 28px 0px;
    padding: 24px;
  }

  .destacados__grid {
    display: grid;
    grid-template-columns: 1.05fr 1fr;
    grid-template-areas:
      "conceptos proceso"
      "conceptos ventajas"
      "fiduciario fiduciario";
    gap: 20px;
  }

  .destacado {
    position: relative;
    display: block;
    overflow: hidden;
    border-radius: 28px 0px 28px 0px;
    min-height: 220px;
    color: #fff;
    text-decoration: none;
  }

  .destacado--conceptos { grid-area: conceptos; background: #098b7d; }
  .destacado--proceso { grid-area: proceso; background: #9ba6a2; color: var(--color-teal-dark); }
  .destacado--ventajas { grid-area: ventajas; background: #06554c; }
  .destacado--fiduciario { grid-area: fiduciario; min-height: 300px; background: var(--color-teal-dark); }

  .destacado__img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform .4s ease;
  }

  .destacado:hover .destacado__img {
    transform: scale(1.06);
  }

  .destacado--proceso .destacado__img { filter: grayscale(1) contrast(1.05); }

  .destacado__overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(59, 143, 123, .1), rgba(59, 143, 123, .15), rgba(59, 143, 123, .5));
  }

  .destacado--proceso .destacado__overlay {
    background: linear-gradient(180deg, rgba(155, 166, 162, .05), rgba(16, 29, 26, .28));
  }

  .destacado--fiduciario .destacado__overlay {
    background: linear-gradient(180deg, rgba(16, 29, 26, .55), rgba(16, 29, 26, .9));
  }

  .destacado__content {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    height: 100%;
    padding: 30px;
    min-height: 380px;
  }

  .destacado__titulo {
    font-family: var(--font-title);
    font-weight: 700;
    text-transform: uppercase;
    font-size: clamp(1.35rem, 2vw, 1.75rem);
    line-height: 1.3;
  }

  .destacado--conceptos .destacado__titulo {
    color: #000;
  }

  .destacado__footer {
    margin-top: auto;
  }

  .destacado__pregunta {
    max-width: 320px;
    font-size: clamp(1.35rem, 2vw, 1.75rem);
    line-height: 1.5;
    margin-bottom: 16px;
  }

  .destacado__regla {
    border: 0;
    border-top: 2px solid #fff;
    margin-bottom: 18px;
  }

  .destacado__flecha {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #fff;
    transition: transform .2s ease;
  }

  .destacado__flecha svg {
    width: 28px;
    height: 28px;
    fill: none;
    stroke: #06554c;
    stroke-width: 2;
    stroke-linecap: round;
    stroke-linejoin: round;
  }

  .destacado--proceso .destacado__flecha svg { stroke: #849296; }

  .destacado:hover .destacado__flecha { transform: translateX(8px); }

  /* ===== Sección Vida Corporativa ===== */
  .vida-corporativa {
    position: relative;
    background: var(--color-white);
    overflow: hidden;
  }

  .vida-corporativa__deco {
    position: absolute;
    top: 0;
    right: 0;
    width: 240px;
    height: auto;
    opacity: .5;
    pointer-events: none;
    z-index: 0;
  }

  .vida-corporativa__inner {
    position: relative;
    z-index: 1;
    max-width: var(--main-max-width);
    margin: 0 auto;
    padding: 70px 20px 50px;
  }

  .vida-corporativa__texto {
    margin-top: 30px;
    max-width: 900px;
    color: var(--color-teal-dark);
    font-size: 1.06rem;
    font-weight: 500;
  }

  .vida-corporativa__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
  }

  .vida-corporativa__foto {
    position: relative;
    aspect-ratio: 1;
    overflow: hidden;
  }

  .vida-corporativa__foto img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .vida-corporativa__foto::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgb(23 59 50 / 50%), rgb(23 59 50 / 70%));
  }

  /* ===== Sección Misión y Visión ===== */
  .mision-vision {
    position: relative;
    max-width: var(--main-max-width);
    margin: 90px auto;
    padding: 0 20px;
  }

  .mision-vision__inner {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.45fr 1fr;
    gap: 80px;
    align-items: stretch;
  }

  .mision-vision__marca {
    top: -20px;
    left: auto;
    right: 10px;
    width: 200px;
    height: 190px;
    z-index: 0;
  }

  .mision-vision__marca img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
  }

  .mision-vision__marca--dos {
    top: auto;
    left: 400px;
    right: auto;
    bottom: 0px;
    width: 150px;
    height: 142px;
  }

  .mision-vision__fotos {
    display: flex;
    align-items: stretch;
    gap: 16px;
    min-width: 0;
  }

  .mision-vision__foto {
    position: relative;
    overflow: hidden;
    border-radius: 28px 0px 28px 0px;
  }

  .mision-vision__foto img {
    position: absolute;
    inset: 0;
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    border-radius: inherit;
    /* filter: grayscale(100%); */
  }

  .mision-vision__foto--principal {
    flex: 1.45 1.45 0;
    min-width: 0;
  }

  .mision-vision__foto--secundaria {
    flex: 1 1 0;
    min-width: 0;
    aspect-ratio: 1 / 1;
    align-self: flex-start;
    z-index: 2;
    transform: scale(1.2);
    transform-origin: top left;
  }

  .mision-vision__contenido {
    display: flex;
    flex-direction: column;
    gap: 34px;
  }

  .mision-vision .titulo {
    text-transform: uppercase;
  }

  .mision-vision__resumen {
    position: relative;
    margin-top: 18px;
    overflow: hidden;
    transition: max-height .35s ease;
  }

  .mision-vision__resumen.is-open::after { opacity: 0; }

  .mision-vision__texto {
    margin: 0;
    color: var(--color-teal);
    font-size: 1.2rem;
    line-height: 1.5;
  }

  .mision-vision__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-top: 20px;
    background: none;
    border: 0;
    padding: 0;
    cursor: pointer;
    font-family: inherit;
    color: var(--verde);
    font-weight: 700;
    font-size: .92rem;
    letter-spacing: .04em;
    text-transform: uppercase;
    text-decoration: none;
  }

  .mision-vision__link:hover { color: var(--verde-hover); }

  .mision-vision__link-icon svg {
    width: 16px;
    height: 16px;
    fill: none;
    stroke: currentColor;
    stroke-width: 2.5;
    stroke-linecap: round;
    stroke-linejoin: round;
    transition: transform .3s ease;
  }

  .mision-vision__link[aria-expanded="true"] .mision-vision__link-icon svg {
    transform: rotate(180deg);
  }

  .mision-vision__caja {
    margin-top: 25px;
    margin-right: 0;
    margin-left: -30%;
    background: var(--negro);
    border-radius: 0px 28px 0px 28px;
    padding: 34px 40px;
  }

  .mision-vision__caja p {
    margin: 0;
    color: var(--color-white);
    font-size: 1.2rem;
    line-height: 1.5;
  }

  /* ===== Sección CTA banner ===== */
  .cta-banner {
    background: var(--color-teal);
  }

  .cta-banner__inner {
    display: grid;
    grid-template-columns: 1fr 2px 1fr;
    align-items: center;
    justify-items: center;
    gap: 50px;
    max-width: var(--section-max);
    margin: 0 auto;
    padding: 50px 70px;
  }

  .cta-banner__brand {
    display: flex;
    flex-direction: column;
    gap: 32px;
  }

  .cta-banner__logo {
    display: block;
    width: clamp(380px, 28vw, 520px);
    height: auto;
  }

  .cta-banner__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    justify-content: center;
  }

  .cta-banner__divider {
    align-self: stretch;
    width: 2px;
    background: var(--footer-line);
  }

  .cta-banner__content {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 26px;
  }

  .cta-banner__texto-group {
    width: 100%;
    max-width: 640px;
  }

  .cta-banner__texto {
    color: rgba(255, 255, 255, .82);
    font-size: 1.1rem;
    line-height: 1.65;
    text-align: justify;
  }

  .cta-banner__extra {
    max-height: 0;
    overflow: hidden;
    transition: max-height .4s ease;
  }

  .cta-banner__extra-content {
    padding-top: 20px;
  }

  .cta-banner__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: none;
    border: none;
    padding: 0;
    font-family: inherit;
    font-size: 1.15rem;
    font-weight: 800;
    letter-spacing: .5px;
    text-transform: uppercase;
    color: var(--color-white);
    width: fit-content;
    cursor: pointer;
    transition: opacity .2s ease;
  }

  .cta-banner__link:hover {
    opacity: .75;
  }

  .cta-banner__link-icon svg {
    width: 16px;
    height: 16px;
    fill: none;
    stroke: currentColor;
    stroke-width: 2.5;
    stroke-linecap: round;
    stroke-linejoin: round;
    transition: transform .3s ease;
  }

  .cta-banner__link[aria-expanded="true"] .cta-banner__link-icon svg {
    transform: rotate(180deg);
  }

  .btn--claro {
    background: var(--color-white);
    color: var(--color-teal);
  }

  .btn--claro:hover {
    background: #eef4f2;
  }

  /* ===== Métricas (about_us) ===== */
  .metricas {
    background: var(--color-white);
    padding: 56px 64px;
  }

  .metricas__inner {
    max-width: var(--section-max);
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
  }

  .metricas__item {
    text-align: center;
    padding: 0 32px;
    border-left: 3px solid rgb(4 121 108);
  }

  .metricas__item:first-child {
    border-left: none;
  }

  .metricas__circulo {
    position: relative;
    width: clamp(120px, 11vw, 180px);
    height: clamp(120px, 11vw, 180px);
    margin: 0 auto 20px;
  }

  .metricas__anillo {
    width: 100%;
    height: 100%;
    transform: rotate(-90deg);
  }

  .metricas__anillo-progreso {
    fill: none;
    stroke: var(--color-teal);
    stroke-width: 6;
    stroke-linecap: round;
    stroke-dasharray: 439.82;
    stroke-dashoffset: 439.82;
    transition: stroke-dashoffset 1.6s cubic-bezier(.22, .9, .32, 1);
  }

  .metricas__item.is-visible .metricas__anillo-progreso {
    stroke-dashoffset: 44;
  }

  .metricas__numero {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-title);
    font-weight: 700;
    font-size: clamp(1.8rem, 2.8vw, 2.4rem);
    color: var(--color-teal);
    line-height: 1;
  }

  .metricas__texto {
    font-family: var(--font-text);
    font-weight: 700;
    font-size: 1.2rem;
    line-height: 1.4;
    color: var(--color-teal);
    margin: 0;
  }

  /* ===== Sección Contacto ===== */
  .contacto-hero {
    position: relative;
    overflow: hidden;
    isolation: isolate;
    padding: calc(var(--header-height) + 70px) 24px 100px;
  }

  .contacto-hero__bg {
    position: absolute;
    inset: 0;
    z-index: -2;
  }

  .contacto-hero__bg img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    filter: grayscale(100%);
  }

  .contacto-hero__overlay {
    position: absolute;
    inset: 0;
    z-index: -1;
    background: var(--color-overlay);
  }

  .contacto-hero__content {
    position: relative;
    z-index: 1;
    max-width: var(--main-max-width);
    margin: 0 auto;
    text-align: center;
  }

  .contacto-hero__titulo {
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-white);
    font-size: clamp(2rem, 4.2vw, 3.4rem);
    margin: 0 0 26px;
  }

  .contacto-hero__regla {
    max-width: 700px;
    border: 0;
    border-top: 3px solid var(--color-white);
    margin: 0 auto 44px;
  }

  .contacto-form {
    max-width: 700px;
    margin: 0 auto;
    text-align: left;
  }

  .contacto-form__actions {
    text-align: center;
  }

  .contacto-form__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 40px;
  }

  .contacto-form__field {
    margin-bottom: 30px;
  }

  .contacto-form__field label {
    display: block;
    font-family: var(--font-title);
    font-weight: 700;
    font-size: 1.3rem;
    color: var(--color-white);
    margin-bottom: 10px;
  }

  .contacto-form__field input {
    width: 100%;
    background: transparent;
    border: 0;
    border-bottom: 2px solid rgba(255, 255, 255, .85);
    padding: 6px 0;
    font-family: var(--font-text);
    font-size: 1rem;
    color: var(--color-white);
  }

  .contacto-form__field input:focus {
    outline: none;
    border-bottom-color: var(--verde-chevron);
  }

  .contacto-form__field textarea {
    width: 100%;
    min-height: 120px;
    resize: vertical;
    background: transparent;
    border: 2px solid var(--color-white);
    border-radius: 12px;
    padding: 10px 14px;
    font-family: var(--font-text);
    font-size: 1rem;
    color: var(--color-white);
  }

  .contacto-form__field textarea:focus {
    outline: none;
    border-color: var(--verde-chevron);
  }

  .contacto-form__mensaje {
    max-width: 700px;
    margin: 0 auto 20px;
    padding: 12px 16px;
    border-radius: 8px;
    font-family: var(--font-text);
    font-size: 0.95rem;
  }

  .contacto-form__mensaje--exito {
    background: rgba(255, 255, 255, .15);
    border: 1px solid var(--verde-chevron);
    color: var(--color-white);
  }

  .contacto-form__mensaje--error {
    background: rgba(255, 255, 255, .15);
    border: 1px solid #e53935;
    color: var(--color-white);
  }

  .contacto-form__error {
    display: block;
    margin-top: 6px;
    font-size: .85rem;
    color: #ff8a80;
  }

  .contacto-form__checks {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin: 10px 0 36px;
  }

  .contacto-form__check {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: var(--color-white);
    font-size: .92rem;
    font-weight: 600;
    cursor: pointer;
  }

  .contacto-form__check input[type="checkbox"] {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    margin-top: 2px;
    accent-color: var(--verde);
  }

  .contacto-form__policy-link {
    background: none;
    border: 0;
    padding: 0;
    margin: 0;
    font: inherit;
    font-weight: 700;
    color: inherit;
    text-decoration: underline;
    cursor: pointer;
  }

  .contacto-form__policy-link:hover,
  .contacto-form__policy-link:focus-visible {
    color: var(--verde-chevron);
  }

  .policy-modal-content {
    text-align: left;
  }

  .policy-modal-content p {
    margin: 0 0 12px;
  }

  .policy-modal-content p:last-child {
    margin-bottom: 0;
  }

  .contacto-form__submit {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 16px 60px;
    border: 0;
    border-radius: var(--radio-pill);
    background: var(--verde);
    color: var(--color-white);
    font-family: inherit;
    font-size: 1.05rem;
    font-weight: 700;
    cursor: pointer;
    transition: background-color .2s ease, transform .15s ease;
  }

  .contacto-form__submit:hover {
    background: var(--verde-hover);
  }

  .contacto-form__submit:active {
    transform: translateY(1px);
  }

  .ubicanos {
    background: var(--color-teal);
    padding: 80px 24px 110px;
    text-align: center;
  }

  .ubicanos__titulo {
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-white);
    font-size: clamp(2rem, 4vw, 3rem);
    margin: 0 0 14px;
  }

  .ubicanos__direccion {
    color: rgba(255, 255, 255, .85);
    font-size: 1.05rem;
    font-weight: 700;
    margin: 0 0 50px;
  }

  .ubicanos__mapa {
    max-width: 1200px;
    aspect-ratio: 16 / 7.2;
    margin: 0 auto;
    overflow: hidden;
    border-radius: 26px;
    box-shadow: 0 20px 50px rgba(0, 0, 0, .25);
    opacity: 0;
    transform: translateY(28px);
    transition: opacity .8s ease, transform .8s ease;
  }

  .ubicanos__mapa.is-visible {
    opacity: 1;
    transform: translateY(0);
  }

  @media (prefers-reduced-motion: reduce) {
    .ubicanos__mapa {
      opacity: 1;
      transform: none;
      transition: none;
    }
  }

  .ubicanos__mapa iframe {
    display: block;
    width: 100%;
    height: 100%;
    border: 0;
  }

  /* ===== Libro de reclamaciones ===== */
  .reclamo-intro {
    padding: 70px 24px 10px;
    text-align: center;
    background: var(--color-white);
  }

  .reclamo-intro__inner {
    max-width: var(--main-max-width);
    margin: 0 auto;
  }

  .reclamo-intro__titulo {
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);
    font-size: clamp(1.8rem, 3.4vw, 2.4rem);
    margin: 0 0 14px;
  }

  .reclamo-intro__direccion {
    font-family: var(--font-text);
    font-weight: 700;
    color: var(--texto);
    margin: 0 0 18px;
  }

  .reclamo-intro__texto {
    max-width: 720px;
    margin: 0 auto;
    color: #4a524f;
    line-height: 1.7;
  }

  .reclamo {
    padding: 60px 24px 110px;
    background: var(--color-white);
  }

  .reclamo__inner {
    max-width: 860px;
    margin: 0 auto;
  }

  .reclamo-form {
    background: var(--gris-caja);
    border-radius: 26px;
    padding: 50px 56px;
  }

  .reclamo-form__head {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 30px;
    padding-bottom: 20px;
    border-bottom: 2px solid var(--color-teal);
  }

  .reclamo-form__hoja {
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);
    font-size: 1.5rem;
    margin: 0;
  }

  .reclamo-form__meta {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 24px;
    font-family: var(--font-text);
    font-size: .9rem;
    color: var(--texto);
  }

  .reclamo-form__section {
    margin-bottom: 34px;
  }

  .reclamo-form__section:last-of-type {
    margin-bottom: 0;
  }

  .reclamo-form__legend {
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);
    font-size: 1.25rem;
    margin: 0 0 18px;
    padding-bottom: 10px;
    border-bottom: 2px solid rgba(6, 85, 76, .12);
  }

  .reclamo-form__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 24px;
  }

  .reclamo-form__field {
    margin-bottom: 20px;
  }

  .reclamo-form__field input,
  .reclamo-form__field select,
  .reclamo-form__field textarea {
    width: 100%;
    background: var(--color-white);
    border: 1.5px solid #d7dbda;
    border-radius: 12px;
    padding: 13px 16px;
    font-family: var(--font-text);
    font-size: .95rem;
    color: var(--texto);
    transition: border-color .2s ease, box-shadow .2s ease;
  }

  .reclamo-form__field select {
    cursor: pointer;
  }

  .reclamo-form__field textarea {
    min-height: 120px;
    resize: vertical;
  }

  .reclamo-form__adjunto {
    display: block;
    font-family: var(--font-text);
    font-weight: 700;
    font-size: .9rem;
    color: var(--texto);
    margin-bottom: 8px;
  }

  .reclamo-form__field input[type="file"] {
    cursor: pointer;
    margin-bottom: 6px;
  }

  .reclamo-form__field input:focus,
  .reclamo-form__field select:focus,
  .reclamo-form__field textarea:focus {
    outline: none;
    border-color: var(--verde);
    box-shadow: 0 0 0 3px rgba(59, 143, 123, .15);
  }

  .reclamo-form__field input::placeholder,
  .reclamo-form__field textarea::placeholder {
    color: #8b938f;
  }

  .reclamo-form__toggle {
    display: flex;
    flex-wrap: wrap;
    gap: 10px 26px;
    margin-bottom: 20px;
  }

  .reclamo-form__radio {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-text);
    font-weight: 600;
    font-size: .95rem;
    color: var(--texto);
    cursor: pointer;
  }

  .reclamo-form__radio input[type="radio"] {
    width: 19px;
    height: 19px;
    accent-color: var(--verde);
    cursor: pointer;
  }

  .reclamo-form__pregunta {
    margin: 4px 0 20px;
  }

  .reclamo-form__pregunta > strong {
    display: block;
    font-family: var(--font-text);
    font-weight: 700;
    color: var(--texto);
    margin-bottom: 10px;
  }

  .reclamo-form__nota,
  .reclamo-form__legal {
    color: #4a524f;
    font-size: .9rem;
    line-height: 1.6;
    margin: 0 0 10px;
  }

  .reclamo-form__nota--tipo {
    font-size: .8rem;
    line-height: 1.4;
    margin-bottom: 4px;
  }

  .reclamo-form__obligatorio {
    font-weight: 700;
    color: var(--texto);
    margin: 4px 0 18px;
  }

  .reclamo-form__checks {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin: 6px 0 20px;
  }

  .reclamo-form__check {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-family: var(--font-text);
    font-size: .92rem;
    font-weight: 600;
    color: var(--texto);
    cursor: pointer;
  }

  .reclamo-form__check input[type="checkbox"] {
    flex-shrink: 0;
    width: 19px;
    height: 19px;
    margin-top: 2px;
    accent-color: var(--verde);
    cursor: pointer;
  }

  .reclamo-form__actions {
    text-align: right;
    margin-top: 10px;
  }

  /* ===== Información para Inversionistas ===== */

  .iv-intro {
    background: var(--negro);
    padding: 26px 24px;
    text-align: center;
  }

  .iv-intro__chevrons {
    display: block;
    width: 200px;
    height: 24px;
    margin: 0 auto 25px;
    color: var(--verde-chevron);
  }

  .iv-intro__texto {
    color: var(--color-white);
    font-weight: 500;
    font-size: clamp(1.2rem, 1.6vw, 2.1rem);
    line-height: 1.35;
    margin: 0 auto 10px;
    max-width: 960px;
  }

  .iv-accesos {
    padding: 70px 24px 0px;
  }

  .iv-accesos__marca-agua {
    position: absolute;
    right: 0;
    bottom: 0;
    width: 200px;
    max-width: 22vw;
    height: auto;
    opacity: .5;
    pointer-events: none;
    z-index: -1;
  }

  .iv-accesos__inner {
    position: relative;
    max-width: var(--main-max-width);
    margin: 0 auto;
  }

  .iv-accesos__cabecera {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    gap: 16px;
    margin-bottom: 50px;
  }

  .iv-accesos__pill {
    border: 2px solid var(--verde);
    border-radius: var(--radio-pill);
    padding: 18px 46px;
  }

  .iv-accesos__pill h2 {
    margin: 0;
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);
    font-size: clamp(1.3rem, 4.2vw, 2.5rem);
  }

  .iv-accesos__icono {
    width: 7.5rem;
    height: 7.5rem;
    object-fit: contain;
  }

  .iv-grupo {
    margin-bottom: 54px;
  }

  .iv-grupo__titulo-wrap {
    display: flex;
    align-items: center;
    gap: 18px;
    margin-bottom: 30px;
  }

  .iv-grupo__titulo {
    margin: 0;
    white-space: nowrap;
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--verde);
    font-size: 1.8rem;
  }

  .iv-grupo__titulo-wrap::after {
    content: "";
    flex: 1;
    height: 2px;
    background: var(--verde);
  }

  .iv-cards {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
  }

  .iv-cards--simple {
    grid-template-columns: 1fr;
    max-width: 460px;
  }

  /* ===== Memorias (slider Swiper) ===== */
  .iv-slider__track {
    position: relative;
  }

  .iv-slider__slide.swiper-slide {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 14px;
    height: auto;
  }

  .iv-slider__img-link {
    display: block;
    width: 100%;
  }

  .iv-slider__img-link img {
    display: block;
    width: 100%;
    height: auto;
    border: 1px solid var(--verde);
    border-radius: 12px;
    transition: transform .25s ease, box-shadow .25s ease;
  }

  .iv-slider__img-link img:hover {
    transform: scale(1.015);
    box-shadow: 0 4px 12px rgba(0, 0, 0, .1);
  }

  .iv-slider__nav {
    position: absolute;
    top: 40%;
    transform: translateY(-50%);
    z-index: 2;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: none;
    padding: 0;
    background: var(--color-white);
    box-shadow: 0 8px 20px rgba(6, 85, 76, .25);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: background .2s ease, transform .2s ease;
  }

  .iv-slider__nav:hover {
    background: var(--verde);
    transform: translateY(-50%) scale(1.06);
  }

  .iv-slider__nav svg {
    width: 20px;
    height: 20px;
    fill: none;
    stroke: var(--color-teal);
    stroke-width: 2.4;
    stroke-linecap: round;
    stroke-linejoin: round;
  }

  .iv-slider__nav:hover svg {
    stroke: var(--color-white);
  }

  .iv-slider__nav.swiper-button-disabled {
    opacity: .4;
    cursor: default;
  }

  .iv-slider__nav--prev { left: -20px; }
  .iv-slider__nav--next { right: -20px; }

  .iv-slider .swiper-pagination {
    position: static;
    margin: 20px auto 0;
    display: flex;
    justify-content: center;
    gap: 10px;
  }

  .iv-slider .swiper-pagination-bullet {
    width: 10px;
    height: 10px;
    background: var(--verde-claro);
    opacity: 1;
    margin: 0 !important;
    transition: background .25s ease;
  }

  .iv-slider .swiper-pagination-bullet-active {
    background: var(--verde);
  }

  .iv-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 14px;
    opacity: 0;
    transform: translateY(28px);
    transition: opacity .7s ease, transform .7s ease;
  }
  .iv-card.is-visible {
    opacity: 1;
    transform: translateY(0);
  }
  @media (prefers-reduced-motion: reduce) {
    .iv-card {
      opacity: 1;
      transform: none;
      transition: none;
    }
  }

  .iv-card__titulo {
    margin: 0;
    color: var(--color-teal);
    font-weight: 700;
    font-size: 1.35rem;
    line-height: 1.35;
  }

  .iv-card__texto {
    margin: 0;
    color: var(--texto);
    font-size: 1.06rem;
    line-height: 1.55;
  }

  .iv-card__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: fit-content;
    padding: 10px 22px;
    border-radius: 8px;
    background: var(--negro);
    color: var(--color-white);
    font-size: 1.06rem;
    font-weight: 600;
    text-decoration: none;
    transition: background-color .2s ease;
    margin-top: auto;
  }

  .iv-card__btn:hover {
    background: var(--negro-hover);
  }

  .iv-cta {
    background: var(--color-white);
    padding: 35px 24px 0px;
  }

  .iv-cta__inner {
    max-width: var(--main-max-width);
    margin: 0 auto;
  }

  .iv-cta__pill {
    border: 2px solid var(--verde);
    border-radius: var(--radio-pill);
    padding: 22px 46px;
    width: fit-content;
    margin: 0 auto 0;
  }

  .iv-cta__pill h2 {
    margin: 0;
    text-align: center;
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);
    font-size: clamp(1.4rem, 4.2vw, 2.5rem);
  }

  .iv-cta__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 40px;
  }

  .iv-cta__caja {
    color: var(--texto);
    margin: 0 24px;
    text-align: center;
  }

  .iv-cta__titulo-wrap {
    background: var(--gris-caja);
    border-radius: 18px;
    padding: 30px 38px;
    width: fit-content;
    margin: 0 auto 26px;
  }

  .iv-cta__titulo {
    margin: 0;
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal-dark);
    font-size: clamp(2rem, 2.8vw, 2.5rem);
    line-height: 1.2;
  }

  .iv-cta__texto {
    margin: 0 0 34px;
    color: var(--texto);
    font-size: 1.1rem;
    line-height: 1.65;
  }

  .iv-cta__acciones {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
  }

  .iv-cta__acciones .btn {
    padding: 16px 34px;
    font-size: 1.05rem;
  }

  .iv-cta__foto {
    position: relative;
    display: flex;
    justify-content: center;
  }

  .iv-cta__foto-decoracion {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: contain;
    opacity: .5;
    z-index: 0;
  }

  .iv-cta__foto-imagen {
    position: relative;
    z-index: 1;
    width: 100%;
    /* max-width: 420px; */
    filter: grayscale(100%);
    /* Difumina los bordes recortados (izq/der/abajo) de la foto */
    -webkit-mask-image:
      linear-gradient(to right, transparent 0%, #000 14%, #000 86%, transparent 100%),
      linear-gradient(to bottom, #000 0%, #000 78%, transparent 100%);
    -webkit-mask-composite: source-in;
    mask-image:
      linear-gradient(to right, transparent 0%, #000 14%, #000 86%, transparent 100%),
      linear-gradient(to bottom, #000 0%, #000 78%, transparent 100%);
    mask-composite: intersect;
  }

  /* ===== Servicios: destacados ===== */
  .sv-destacados {
    max-width: var(--main-max-width);
    margin: 90px auto 0;
    padding: 0 24px;
  }

  .sv-destacados__cabecera {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    position: relative;
    z-index: 3;
    margin-bottom: -190px;
  }

  .sv-destacado__titulo {
    margin: 0;
    font-family: var(--font-title);
    font-weight: 600;
    color: var(--color-teal);

    font-size: clamp(2rem, 4.2vw, 2.5rem);
    line-height: 1.25;
    text-align: center;
  }

  .sv-destacado__regla {
    border: 0;
    border-top: 3px solid var(--color-teal);
    width: 100%;
    margin: 18px 0 0;
  }

  .sv-destacado__caja {
    position: relative;
    margin-top: 40px;
    min-height: 270px;
    overflow: hidden;
    background: var(--verde);
    color: var(--color-white);
    border-radius: 22px 0 22px 0;
    padding: 28px 30px;
  }

  .sv-destacado__caja p {
    margin: 0;
    font-size: 1rem;
    font-weight: 700;
    line-height: 1.6;
  }

  .sv-destacado__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--color-white);
    font-weight: 700;
    font-size: .92rem;
    text-decoration: none;
  }

  .sv-destacado__link i {
    transition: transform .2s ease;
  }

  .sv-destacado__link:hover i {
    transform: translateX(4px);
  }

  .sv-destacados__foto {
    position: relative;
    overflow: hidden;
    aspect-ratio: 1920 / 1281;
    min-height: 480px;
  }

  .sv-destacados__ondas {
    position: absolute;
    left: 0px;
    bottom: 0;
    width: auto;
    height: 90%;
    z-index: -1;
    pointer-events: none;
  }

  .sv-destacados__imagen {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: bottom center;
    /* filter: grayscale(100%); */
    z-index: 3;
  }

  .sv-destacados__contacto {
    position: absolute;
    z-index: 3;
    right: 40px;
    top: -26px;
    background: var(--negro);
    color: var(--color-white);
    padding: 16px 34px;
    border-radius: var(--radio-pill);
    font-weight: 600;
    font-size: .95rem;
    transition: background-color .2s ease;
  }

  .sv-destacados__contacto:hover {
    background: var(--negro-hover);
  }

  /* ===== Servicios: por qué elegir la titulización ===== */
  .sv-porque {
    max-width: var(--main-max-width);
    margin: 0px auto 0;
    padding: 80px 24px 0;
  }

  .sv-porque__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
  }

  .sv-porque__texto {
    margin-bottom: 60px;
  }

  .sv-porque__acordeon {
    display: flex;
    flex-direction: column;
    gap: 18px;
    margin-top: 40px;
  }

  .sv-porque__item {
    background: var(--color-teal);
    border-radius: 14px;
    overflow: hidden;
  }

  .sv-porque__pregunta {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    background: none;
    border: none;
    padding: 22px 28px;
    text-align: left;
    color: var(--color-white);
    font-family: var(--font-text);
    font-weight: 700;
    font-size: 1.05rem;
    cursor: pointer;
  }

  .sv-porque__icono {
    flex-shrink: 0;
    width: 40px;
    height: 40px;
    border: 2px solid var(--color-white);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    transition: transform 0.3s ease;
  }

  .sv-porque__icono::before,
  .sv-porque__icono::after {
    content: "";
    position: absolute;
    background: var(--color-white);
    transition: transform 0.3s ease;
  }

  .sv-porque__icono::before { width: 18px; height: 2px; }
  .sv-porque__icono::after  { width: 2px;  height: 18px; }

  /* Estado abierto: el "+" se convierte en "−" */
  .sv-porque__item.open .sv-porque__icono::after { transform: scaleY(0); }
  .sv-porque__item.open .sv-porque__icono { transform: rotate(180deg); }

  .sv-porque__answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
  }

  .sv-porque__respuesta {
    padding: 0 28px 24px;
  }

  .sv-porque__respuesta p {
    margin: 0;
    color: rgba(255, 255, 255, .9);
    font-size: .9rem;
    line-height: 1.6;
  }

  .sv-porque__foto {
    position: relative;
    display: flex;
    justify-content: center;
  }

  .sv-porque__marca {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: contain;
    z-index: 0;
    pointer-events: none;
    transform: scale(.8);
  }

  .sv-porque__imagen {
    position: relative;
    z-index: 1;
    width: 100%;
    max-width: none;
    filter: grayscale(100%);
  }

  /* ===== Sección Objetivo (about_us) ===== */
  .objetivo-banner {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    min-height: 480px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
  }

  .objetivo-banner__franja {
    width: 100%;
    background: #101d1ad9;
    padding: 25px 25px 30px 25px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
    text-align: center;
    margin-top: 40px;
  }

  .objetivo-banner__bg {
    position: absolute;
    inset: 0;
    z-index: -2;
  }

  .objetivo-banner__bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    filter: grayscale(100%);
  }

  .objetivo-banner__overlay {
    position: absolute;
    inset: 0;
    z-index: -1;
    background: rgba(10, 16, 14, .56);
  }

  .objetivo-banner__content {
    text-align: center;
    max-width: 780px;
    padding: 32px 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 22px;
  }

  .objetivo-banner__titulo {
    font-family: var(--font-title);
    font-weight: 700;
    font-size: clamp(1.7rem, 3.2vw, 2.4rem);
    letter-spacing: .04em;
    text-transform: uppercase;
    color: var(--verde);
    margin: 0;
  }

  .objetivo-banner__texto {
    font-family: var(--font-text);
    color: var(--color-white);
    font-size: 1.2rem;
    line-height: 1.65;
    margin: 0;
    width: 70%;
  }

  .objetivo-banner__content .btn {
    margin-top: 8px;
  }


  /* ===== Carrousel Nosotros (Swiper) ===== */
  .carrousel-nosotros {
    padding: 80px 64px;
  }

  .carrousel-nosotros__inner {
    max-width: var(--section-max);
    margin: 0 auto;
  }

  .carrousel-nosotros__titulo-wrap {
    margin-bottom: 48px;
  }

  .carrousel-nosotros__track {
    position: relative;
  }

  .carrousel-nosotros__nav {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    z-index: 2;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: none;
    padding: 0;
    background: var(--color-white);
    box-shadow: 0 8px 20px rgba(6, 85, 76, .25);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: background .2s ease, transform .2s ease;
  }

  .carrousel-nosotros__nav:hover {
    background: var(--verde);
    transform: translateY(-50%) scale(1.06);
  }

  .carrousel-nosotros__nav svg {
    width: 20px;
    height: 20px;
    fill: none;
    stroke: var(--color-teal);
    stroke-width: 2.4;
    stroke-linecap: round;
    stroke-linejoin: round;
  }

  .carrousel-nosotros__nav:hover svg {
    stroke: var(--color-white);
  }

  .carrousel-nosotros__nav--prev { left: -20px; }
  .carrousel-nosotros__nav--next { right: -20px; }

  .carrousel-nosotros__slide.swiper-slide {
    display: flex;
    flex-direction: column;
    align-items: center;
    height: auto;
  }

  .carrousel-nosotros__avatar {
    position: relative;
    z-index: 2;
    width: 190px;
    height: 190px;
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
    box-shadow: 0 12px 24px rgba(6, 85, 76, .22);
  }

  .carrousel-nosotros__img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  .carrousel-nosotros__content {
    position: relative;
    z-index: 1;
    width: 100%;
    margin-top: -64px;
    background: var(--color-teal);
    border-radius: 18px;
    padding: 86px 22px 22px;
    text-align: center;
    color: var(--color-white);
  }

  .carrousel-nosotros__titulo {
    font-family: var(--font-title), serif;
    font-weight: 700;
    font-size: clamp(1.1rem, 1.6vw, 1.3rem);
    margin: 0 0 4px;
  }

  .carrousel-nosotros__subtitulo {
    font-family: var(--font-text);
    font-style: italic;
    font-size: .88rem;
    line-height: 1.45;
    margin: 0;
    opacity: .9;
  }

  .carrousel-nosotros__base {
    width: 62%;
    height: 14px;
    margin-top: -5px;
    background: var(--color-teal-dark);
    border-radius: 0 0 10px 10px;
  }

  .carrousel-nosotros .swiper-pagination {
    position: static;
    margin-top: 20px;
    display: flex;
    justify-content: center;
    gap: 10px;
  }

  .carrousel-nosotros .swiper-pagination-bullet {
    width: 10px;
    height: 10px;
    background: var(--verde-claro);
    opacity: 1;
    margin: 0 !important;
    transition: background .25s ease;
  }

  .carrousel-nosotros .swiper-pagination-bullet-active {
    background: var(--verde);
  }


  /* ===== Directorio y Gerencia (nosotros) ===== */
  .directorio {
    background: var(--color-white);
    padding: 40px 24px 48px;
  }

  .directorio--directorio,
  .directorio--comite-inversiones {
    background: var(--gris-caja);
  }

  .directorio__inner {
    max-width: 860px;
    margin: 0 auto;
  }

  .directorio__titulo {
    font-family: var(--font-title), serif;
    font-weight: 700;
    color: var(--color-teal);
    font-size: clamp(1.75rem, 3.6vw, 2.25rem);
    letter-spacing: .02em;
    text-align: center;
    margin: 0 0 28px;
  }

  .directorio__grid {
    list-style: none;
    margin: 0;
    padding: 0;
    --dir-cols: 3;
    --dir-gap: 20px;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--dir-gap);
  }

  .directorio__card {
    flex: 0 0 calc((100% - (var(--dir-cols) - 1) * var(--dir-gap)) / var(--dir-cols));
    position: relative;
    aspect-ratio: 273 / 333;
    overflow: hidden;
    background: #d9dcdd;
    outline: none;
  }

  .directorio__foto {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center top;
    transition: transform .5s ease;
    /* filter: grayscale(20%); */
  }

  .directorio__foto--vacia {
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-title), serif;
    font-size: clamp(2rem, 5vw, 3.5rem);
    color: var(--color-teal);
    background: linear-gradient(160deg, #e3e6e7, #c9cecf);
  }

  .directorio__overlay {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    padding: 24px 22px 28px;
    color: var(--color-white);
    background: linear-gradient(to top, rgba(28, 30, 48, .9) 0%, rgba(28, 30, 48, .7) 45%, rgba(28, 30, 48, .25) 100%);
    opacity: 0;
    transition: opacity .35s ease;
  }

  .directorio__overlay > * {
    transform: translateY(12px);
    transition: transform .35s ease;
  }

  .directorio__card:hover .directorio__overlay,
  .directorio__card:focus-within .directorio__overlay {
    opacity: 1;
  }

  .directorio__card:hover .directorio__overlay > *,
  .directorio__card:focus-within .directorio__overlay > * {
    transform: none;
  }

  .directorio__card:hover .directorio__foto,
  .directorio__card:focus-within .directorio__foto {
    transform: scale(1.04);
  }

  .directorio__nombre {
    font-family: var(--font-text);
    font-weight: 700;
    font-size: 1rem;
    line-height: 1.3;
    margin: 0 0 8px;
  }

  .directorio__descripcion {
    font-family: var(--font-text);
    font-size: .78rem;
    line-height: 1.4;
    margin: 0;
  }

  .directorio__linkedin {
    display: inline-flex;
    width: 22px;
    height: 22px;
    margin-top: 18px;
    color: var(--color-white);
  }

  .directorio__linkedin svg {
    width: 12px;
    height: 12px;
    fill: currentColor;
  }

  .directorio__linkedin:hover {
    color: var(--verde-claro);
  }

  /* En pantallas táctiles no hay hover: se muestra la información siempre */
  @media (hover: none) {
    .directorio__overlay {
      opacity: 1;
      background: linear-gradient(to top, rgba(28, 30, 48, .9) 0%, rgba(28, 30, 48, .55) 40%, rgba(28, 30, 48, 0) 70%);
    }

    .directorio__overlay > * {
      transform: none;
    }
  }

  @media (max-width: 900px) {
    .directorio__grid {
      --dir-cols: 2;
      --dir-gap: 16px;
    }
  }

  @media (max-width: 520px) {
    .directorio__grid {
      --dir-cols: 1;
      max-width: 340px;
      margin: 0 auto;
    }
  }

  @media (prefers-reduced-motion: reduce) {
    .directorio__foto,
    .directorio__overlay,
    .directorio__overlay > * {
      transition: none;
    }
  }


  /* ===== Bondades (nosotros) ===== */
  .bondades {
    background: var(--color-white);
  }

  .bondades__top {
    padding: 32px 24px 62px;
    text-align: center;
  }

  .bondades__titulo {
    font-family: var(--font-title), serif;
    font-weight: 500;
    letter-spacing: .02em;
    font-size: clamp(2rem, 4.2vw, 2.5rem);
    color: var(--color-teal);
    text-align: center;
    width: fit-content;
    max-width: 85%;
    margin: 0 auto;
  }

  .bondades__titulo::after {
    content: "";
    display: block;
    width: 100%;
    height: 3px;
    background: var(--color-teal);
    margin: 15px auto 0;
  }

  .bondades__backdrop {
    background: var(--verde-claro);
    padding: 64px 24px 56px;
  }

  .bondades__inner {
    max-width: var(--section-max);
    margin: -100px auto 0;
    background: var(--color-teal);
    border-radius: 28px;
    padding: 48px 56px;
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 24px;
  }

  .bondades__item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 18px;
  }

  a.bondades__item {
    text-decoration: none;
    transition: transform .25s ease;
  }

  a.bondades__item:hover {
    transform: translateY(-4px);
  }

  .bondades__icono {
    width: 96px;
    height: 96px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .bondades__icono img {
    width: 100%;
    height: 100%;
    object-fit: contain;
  }

  .bondades__texto {
    font-family: var(--font-text);
    font-weight: 700;
    font-size: 1rem;
    color: var(--color-white);
    margin: 0;
  }

/* ============================================================
   AVISO DE COOKIES (Google Analytics)
   ============================================================ */
.fondo-aviso-cookies {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 2000;
}

.aviso-cookies {
  position: fixed;
  left: 24px;
  bottom: -100%;
  width: min(360px, calc(100% - 48px));
  visibility: hidden;
  transition: bottom .4s ease, visibility .4s ease;
  z-index: 2001;
}

.aviso-cookies.activo {
  bottom: 24px;
  visibility: visible;
}

.aviso-cookies__caja {
  background: var(--color-white);
  border-radius: 20px;
  padding: 24px 28px;
  box-shadow: 0 12px 40px rgba(0, 0, 0, .25);
  text-align: left;
  display: flex;
  flex-direction: column;
}

.aviso-cookies__titulo {
  font-family: var(--font-title), serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--color-teal);
  margin: 0 0 12px;
}

.aviso-cookies__texto {
  font-family: var(--font-text), sans-serif;
  font-size: .95rem;
  color: var(--negro);
  line-height: 1.5;
  margin: 0 0 20px;
}

.aviso-cookies__botones {
  display: flex;
  gap: 12px;
  justify-content: center;
}

.aviso-cookies__boton {
  flex: 1;
  padding: 12px 20px;
}

@media (max-width: 480px) {
  .aviso-cookies__caja {
    padding: 24px 20px;
  }
}

/* ===== Aviso legal ===== */
.aviso-legal {
  padding: 70px 24px 110px;
  background: var(--color-white);
}

.aviso-legal__inner {
  max-width: 860px;
  margin: 0 auto;
  color: #4a524f;
  line-height: 1.7;
}

.aviso-legal__inner h2,
.aviso-legal__inner h3 {
  font-family: var(--font-title);
  font-weight: 600;
  color: var(--color-teal);
  margin: 32px 0 12px;
}

.aviso-legal__inner h2 {
  font-size: clamp(1.4rem, 2.6vw, 1.8rem);
}

.aviso-legal__inner h3 {
  font-size: clamp(1.15rem, 2vw, 1.35rem);
}

.aviso-legal__inner > :first-child {
  margin-top: 0;
}

.aviso-legal__inner p,
.aviso-legal__inner ul,
.aviso-legal__inner ol {
  margin: 0 0 16px;
}

.aviso-legal__inner ul,
.aviso-legal__inner ol {
  padding-left: 22px;
}

.aviso-legal__inner ul {
  list-style: disc;
}

.aviso-legal__inner ol {
  list-style: decimal;
}

.aviso-legal__inner a {
  color: var(--color-teal);
  text-decoration: underline;
}